Intersect AI
INDUSTRIES · INSURANCE

AI for insurers and brokers, starting with claims and underwriting.

Insurance runs on documents: submissions, wordings, claim forms, repair estimates and medical reports. We find the parts of that work AI can take on safely, then build agents that read, check and route it inside the systems you already run.

Senior consultants on every projectPrices in AEDArabic and English
EXAMPLE · CLAIMS INTAKE AGENTMotor claims teamLive
claims inbox09:03 New claim: rear-end collision on the motorway 4 photosRepair estimate.pdfPolice report.pdf
PolicyMTR-448210Active
CoverComprehensiveMatches
Repair estimateAED 8,750In range
Fraud signalsNone foundLow
FAST TRACKEntered in the claims system, ready to approve Handler: Omar

An example claims intake agent with example figures.

Claim forms read and entered in secondsBroker submissions summarised for underwritersRepair estimates checked against parts pricesRenewal reminders sent on WhatsAppPolicy questions answered with the clauseDuplicate claims flagged at first noticeMedical reports summarised for the claims teamComplaints logged and routed the same dayRegulatory returns drafted from the core systemArabic and English documents read alike
Mikael KreugerMax DoyleDr John HawkinsDavid Gnanapragasam You'll speak to the senior team from the first call.
Claude Partner Network Certified Services Partner badge Intersect AI is Certified in the Claude Partner Network Services Track.
WHERE THE HOURS GO

Insurance teams spend their days reading.

Underwriters, claims handlers and compliance all start from documents. Most of the effort goes on finding and re-typing the facts, before anyone makes a judgement.

TODAY

Claims arrive as emails with attachments

Forms, photos, estimates and reports land in a shared inbox. Someone opens each one and types it into the claims system.

AFTER THE BUILD
EmailFields readClaims system
Each document read, checked against the policy and entered, with the claim routed to the right handler.
TODAY

Underwriters reading submissions line by line

Broker submissions run to dozens of pages. Most of an underwriter’s morning goes on finding the handful of facts that decide the risk.

AFTER THE BUILD
SubmissionOne-page summary
A one-page summary with the risk facts, what’s missing and similar past risks, ready when the underwriter opens the file.
TODAY

Fraud spotted after the payment

Patterns across claims are hard to see one file at a time, so suspicious cases tend to surface in an audit, long after the money has gone.

AFTER THE MODEL
New claimSignals scoredInvestigator
Signals scored at first notice of loss, so a person looks at the unusual claims before anything is paid.
WHERE AI HELPS IN INSURANCE

From submission to settlement.

The six areas where insurers and brokers most often put AI to work, roughly in the order a policy moves through the business.

Underwriting and pricing

Submissions read and summarised, missing information requested from the broker, and risk factors scored against your guidelines.

Claims intake and triage

First notice of loss captured from any channel, documents read, and the claim sent to fast track or an adjuster.

Fraud detection

Unusual patterns across claims, garages, clinics and customers scored early, with the reasons shown to the investigator.

Policy servicing and renewals

Customer and broker questions answered from the policy wording itself, and renewals followed up in Arabic and English.

Compliance and reporting

Regulatory returns, complaints logs and audit evidence pulled together from the core system and checked before submission.

Finance and operations

Premium reconciliations, broker statements and reinsurance bordereaux matched by agents, with exceptions sent to a person.

CLAIMS DESK

Every claim read and sorted before a handler opens it.

The claims team starts the day with files already sorted: simple ones ready to approve, complex ones with the documents summarised, unusual ones flagged with the reason.

Claims desk · Today Example figures
Claims received today312
Fast-tracked184
Time to first decision14 min
Flagged for review9
INCOMING CLAIMS
CLM-20931Motor · rear-end collisionAED 8,750 · all documents inFast track
CLM-20932Medical · outpatientAED 2,300 · in networkFast track
CLM-20933Motor · total lossAED 41,200 · valuation neededTo adjuster
CLM-20934Property · water damageAED 15,600 · estimate 2.4x typicalFlagged
CLM-20935Travel · delayed baggageAED 1,150 · receipts attachedFast track
CLAIMS BY HOUR
89101112131415
WHY CLAIMS WERE FLAGGED
Estimate above the usual range4
Second claim within 90 days3
Documents don't match2

An example claims dashboard with example figures.

YOUR SYSTEMS

Inside the core systems you already run.

Agents read from your inboxes, broker channels, policy administration and claims systems, and write their work back there with a full log.

Email and WhatsAppClaims and customer messages
Broker submissionsPortals and inboxes
Policy administrationYour core system
Claims systemFiles and history
Agents and models Built by Intersect AI around your products
Claims routed
Underwriting summaries
Fraud flags
Returns drafted
HOW WE WORK

How an insurance project runs.

Discover, develop, deploy. The same team does all three, with governance and audit trails designed in from the first week.

Talk to an AI expert
  1. 01DISCOVER

    Discover

    With underwriters, claims handlers and compliance, mapping every hand-off from submission to settlement.

    AI Consulting
  2. 02DEVELOP

    Develop

    Agents built on your own wordings, guidelines and past claims, then tested against last year’s files.

    AI Agent Development
  3. 03DEPLOY

    Deploy

    Inside your core systems with full logging, and a person approving every decision that affects a customer.

    Enterprise AI Consulting
PRICING

Three ways to start, priced in AED.

Brokers and smaller insurers usually start with one agent. Larger insurers start with enterprise discovery. Every project begins with a call.

Get a quote
SINGLE AGENT BUILD FromAED 55,000

One agent that takes a whole job off your team, connected to the tools you already use. Live in around five weeks.

See agent builds
90-DAY AI AGENT ENABLEMENT PROGRAMME FromAED 110,000

Discovery across the business, then several agents built and live inside 90 days. Our most common starting point.

See the programme
ENTERPRISE AND CUSTOM Talk to us

Enterprise discovery projects start from AED 250,000. Custom AI development is quoted per project after scoping.

Enterprise AI Consulting
OUR WORK

What clients say once it's live.

VERITA · DATA CAPTURE AND AI
“Intersect AI learned our complex procedures and found non-intrusive ways to capture the data, so we can finally apply AI to deliver better patient outcomes.”
Julian AndrieszCEO, Verita
QUESTIONS

AI in insurance: what insurers and brokers ask us

Who makes the final decision on a claim?

Your people. Agents read, check and route, and anything that affects a customer is approved by a named handler. Every step is logged for audit.

Which core systems do you work with?

Most policy administration and claims platforms, plus the email, document stores and spreadsheets around them. If a system has no API, we work from the reports and files it already produces.

Can it read Arabic documents?

Yes, including scanned forms and reports that mix Arabic and English. We measure accuracy on your own documents before anything goes live.

How much does it cost?

A single agent, such as claims intake, starts from AED 55,000. The 90-Day AI Agent Enablement Programme starts from AED 110,000. Larger insurers usually start with an enterprise discovery project, from AED 250,000.

How do you handle customer and medical data?

It stays where your IT and compliance teams want it. We are model and cloud agnostic, each agent only sees the data it needs, and every action is logged.

TALK TO AN AI EXPERT

Tell us what's slowing your team down.

A couple of sentences is enough. One of the senior team reads every enquiry and replies with how we would approach it.

Rather talk it through? Book a call with the team

You'll speak to the senior team from the first call.

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